Free FICO Credit Score from Equifax (only for first 10,000)

FLiPMaRC · 10/02/2008, 09:15 AM

I didn't put this in the "Credit Thread" because it's only for the first 10,000 people to take it: Limited time offer for your FREE FICO® score!

I just did mine and Equifax gave me an 801 score

tzvier · 10/02/2008, 09:21 AM

thanks flippy

728 - I think that is decent for a 23yo

HIJACKER · 10/02/2008, 09:25 AM

778.

I wonder if just purchasing the house made any impact on pulling my score down a bit. Everything was rated "Very Good" except for Amount of New Credit, which was "Not Good". Odd.

FLiPMaRC · 10/02/2008, 09:42 AM

Quote:

Originally Posted by HIJACKER

778.

I wonder if just purchasing the house made any impact on pulling my score down a bit. Everything was rated "Very Good" except for Amount of New Credit, which was "Not Good". Odd.

I just did it for my wife and she also scored 778 (Amt of Debt=Very Good; Amt New Credit=Good; Payment Hist=Great; Length of Credit Hist=Very Good)

Under "Understanding Your Score" it does state she has a newly opened credit account that's hurting her score.

00TampaBlueGT · 10/02/2008, 09:46 AM

709 not bad considering i'm 23 and just out of college with a ton of studen loans and credit caard bills i suppose.

pp_e · 10/02/2008, 10:00 AM

very cool

my score is a little low right now, my biggest negatives are Amt of Debt, Length of credit hist....

I should however be debt free by Dec 31st of this year. Only thing i will owe is my house & my wifes new car.

froubaby · 10/02/2008, 10:16 AM

We’re Sorry – we’ve already given away 10,000 free FICO scores. Thank you for your interest. Please stay tuned for new and exciting FICO score promotions.

Thanks for stopping by!

Thanks though Marc!

Jabber · 10/02/2008, 10:30 AM

Congrats to those with a 700 or better score. You can buy whatever you want, whenever you want.

For those that didn't get in on the offer, you can always buy your scores through the bureau sanctioned website at www.annualcreditreport.com. It costs a few bucks per score (I think $50 total), but I still highly recommend doing that. The damage that can be made to someone's credit report caused by identity theft, bad information, etc. is quick and painful to get it removed. Figure even a mistake can take as much as 60-90 days to get removed. Identity theft can take MUCH longer. Better to get it cleared up before you need to apply for credit!

SOrry Flippy, I have need to wait before I can e-rep you

Mav · 10/02/2008, 10:55 AM

wait, so did i already miss out? holy crap. I click on the link on the main page and then what? I r wetaded (i hope)

fliegendaffe · 10/02/2008, 11:16 AM

yeah well considering you can get a free credit score from all 3 credit bureaus once a year through the gov't.....this doesn't mean too much

tzvier · 10/02/2008, 11:18 AM

Quote:

Originally Posted by fliegendaffe

yeah well considering you can get a free credit score from all 3 credit bureaus once a year through the gov't.....this doesn't mean too much

I thought they just gave you the report and charged for the score?

FLiPMaRC · 10/02/2008, 11:24 AM

Quote:

Originally Posted by Jabber

Congrats to those with a 700 or better score. You can buy whatever you want, whenever you want.

For those that didn't get in on the offer, you can always buy your scores through the bureau sanctioned website at www.annualcreditreport.com. It costs a few bucks per score (I think $50 total), but I still highly recommend doing that. The damage that can be made to someone's credit report caused by identity theft, bad information, etc. is quick and painful to get it removed. Figure even a mistake can take as much as 60-90 days to get removed. Identity theft can take MUCH longer. Better to get it cleared up before you need to apply for credit!

SOrry Flippy, I have need to wait before I can e-rep you

Quote:

Originally Posted by Mav

wait, so did i already miss out? holy crap. I click on the link on the main page and then what? I r wetaded (i hope)

It looks like the limit has been reached. Just go to what Jabber posted

spydermn · 10/02/2008, 11:26 AM

To late for Flippys...

Jabber · 10/02/2008, 11:28 AM

Quote:

Originally Posted by fliegendaffe

yeah well considering you can get a free credit score from all 3 credit bureaus once a year through the gov't.....this doesn't mean too much

Quote:

Originally Posted by tzvier

I thought they just gave you the report and charged for the score?

Yep. You can get your bureau once a year, through the link I posted. You have to pay to get your score. Hence the 50 bucks or so. And unlike the other site FreeCreditReport.com | Free Credit Report and Credit Score Online by Experian, there is nothing to sign up for that has re-occuring charges.

skinnyGT · 10/02/2008, 11:42 AM

too late!

10/02/2008, 09:15 AM	#1 (permalink)
FLiPMaRC Joo luk like' a man Join Date: Aug 2001 Location: NJ Vehicle: 2001 Silver GS Posts: 23,341	Free FICO Credit Score from Equifax (only for first 10,000) I didn't put this in the "Credit Thread" because it's only for the first 10,000 people to take it: Limited time offer for your FREE FICO® score! I just did mine and Equifax gave me an 801 score

10/02/2008, 09:21 AM	#2 (permalink)
tzvier Unknown Warrior Join Date: Jul 2006 Location: Keesler AFB, MS Vehicle: 01 Sentra GXE Posts: 1,079	thanks flippy 728 - I think that is decent for a 23yo Last edited by tzvier; 10/02/2008 at 09:40 AM.

10/02/2008, 09:25 AM	#3 (permalink)
HIJACKER SC-CUSTOMS.com Join Date: Jan 2006 Location: Fairfax, Virginia Vehicle: 04Armada-08Altima-03GTS Posts: 10,712	778. I wonder if just purchasing the house made any impact on pulling my score down a bit. Everything was rated "Very Good" except for Amount of New Credit, which was "Not Good". Odd.

10/02/2008, 09:46 AM	#5 (permalink)
00TampaBlueGT Senior Member Join Date: Oct 2006 Location: Long Island, NY Vehicle: 2000 Eclipse GT Posts: 1,318	709 not bad considering i'm 23 and just out of college with a ton of studen loans and credit caard bills i suppose.

10/02/2008, 10:00 AM	#6 (permalink)
pp_e SWSWSWN Join Date: Nov 2001 Location: Dallas, Tx Vehicle: 2007 Chevy Silverado Posts: 7,773	very cool my score is a little low right now, my biggest negatives are Amt of Debt, Length of credit hist.... I should however be debt free by Dec 31st of this year. Only thing i will owe is my house & my wifes new car.

10/02/2008, 10:16 AM	#7 (permalink)
froubaby Gypsy Lady Join Date: Mar 2002 Location: Davie, FL Vehicle: 07 tC & 89 Supra Turbo Posts: 3,286	We’re Sorry – we’ve already given away 10,000 free FICO scores. Thank you for your interest. Please stay tuned for new and exciting FICO score promotions. Thanks for stopping by! Thanks though Marc!

10/02/2008, 10:30 AM	#8 (permalink)
Jabber insert funny title Sky Wire Champion! Join Date: Feb 2005 Location: Chicago Vehicle: 2003 Audi A6 2.7t quattro Posts: 4,659	Congrats to those with a 700 or better score. You can buy whatever you want, whenever you want. For those that didn't get in on the offer, you can always buy your scores through the bureau sanctioned website at www.annualcreditreport.com. It costs a few bucks per score (I think $50 total), but I still highly recommend doing that. The damage that can be made to someone's credit report caused by identity theft, bad information, etc. is quick and painful to get it removed. Figure even a mistake can take as much as 60-90 days to get removed. Identity theft can take MUCH longer. Better to get it cleared up before you need to apply for credit! SOrry Flippy, I have need to wait before I can e-rep you

10/02/2008, 10:55 AM	#9 (permalink)
Mav Go Broncos! Join Date: Aug 2001 Vehicle: '08 G8 GT Posts: 14,128	wait, so did i already miss out? holy crap. I click on the link on the main page and then what? I r wetaded (i hope)

10/02/2008, 11:16 AM	#10 (permalink)
fliegendaffe Car Audio Installer Join Date: Jan 2008 Location: Bloomington-Normal, Illinois Vehicle: 1999 Galant ES V6 Posts: 750	yeah well considering you can get a free credit score from all 3 credit bureaus once a year through the gov't.....this doesn't mean too much

10/02/2008, 11:26 AM	#13 (permalink)
spydermn I r bad spellr, stfu Join Date: Feb 2004 Location: In the land of our savior - Barak Obama Vehicle: Magic Carpet Posts: 2,818	To late for Flippys...

10/02/2008, 11:42 AM	#15 (permalink)
skinnyGT Senior Member Join Date: Apr 2006 Location: Carlisle, PA Vehicle: Turbo GT Posts: 1,247	too late!