[italiano585]

watz good everybody. im lookin for a new car. i was in an accident the other day and im pretty sure their guna total out my car. im probly guna get about $9000.00 for it so im lookin for a new car. i want a car with turbo tho so if anybody tryin ta sell one or know anybody sellin one please let me know asap if u have picz that makez thingz even better... thankz, Shawn p.s. accidently put this in a different section...

 

[Chad]

9K? Sorry to bust your bubble, but unless you only have like 30k miles, you're looking more into the 3-4k range.

 

[italiano585]

there was only 70000 milez and it was in excellent condition on kbb.so it was valued at $8,560

 

[Chad]

Excellent condition is basicly NO rock chips, and off the line damn near perfect condition. Hardly any cars are ever in this condition. Just letting you know i HIGHLY doubt the insurance will give you much at all for it. Just wanted you help you out and give you realistic numbers...

 

[italiano585]

i appreciate ur help for sure. and that would be some bullshit if they only gave me 4k ckuz i have reciects proving i payed 11k for it with an extended warrenty. i jus got this car back in march and im the second owner and the first owner was a female that look extra good car of it and as did i while i had it.

 

[jaloosk]

It's not the insurance company's fault you overpaid for the vehicle. They will give you book value for replacement. It doesn't matter what you paid. Read your policy.

 

[Got Rice Boy]

They will give you book value for replacement.

No they won't. They have to give you the fair market value of the vehicle. So, just look on craigslist, preferably dealerships (because they price the cars higher) for eclipse's that are you year and around same mileage. You should be able to find some around 7-8k. All the 2003 GT's are around 7-9k in my area from dealerships. So just fight the insurance company, give them all the ad's for 2003 GT's in your area (Craigslist, Cars.com, etc.) and they will give you a lot more than what they first say.

 

[italiano585]

yea around here there all 7-10k and its not my insurence that has to replace it itz the other guys insurence ckuz the police report states that he was 100% at fault for runnin a red light and crossin an intersection that is uncrossable

 

[Got Rice Boy]

yea around here there all 7-10k and its not my insurence that has to replace it itz the other guys insurence ckuz the police report states that he was 100% at fault for runnin a red light and crossin an intersection that is uncrossable

Then just fight with his insurance. They will try to dick you around, so it'll take a few weeks, but you should be able to get ATLEAST 6k.

 

[jaloosk]

Dude, I work for an insurance company. They don't stray far from the red/blue book value, which reflects market pricing. You wouldn't lose anything by fighting the insurance company though...just time.

 

[Got Rice Boy]

Dude, I work for an insurance company. They don't stray far from the red/blue book value, which reflects market pricing. You wouldn't lose anything by fighting the insurance company though...just time.

Weird. My brother was able to get $4.5K for his 1999 Sentra GXE last year (with 140k miles), even though the blue book was only like $2.5k. We just fought with them, and shown them all the sentras in the area and how much they go for, and they gave us that amount.

Also, you might want to talk to your insurance company about it as well. My company was very helpful and practically gave us strategies on how to get more money out of the other insurance company.

 

[jaloosk]

Like I said, the only thing you lose by fighting the insurance company is time. You have to prove your case though.

 

[italiano585]

do they replace ftermarket headlightz?

 

[Got Rice Boy]

do they replace ftermarket headlightz?

If you have the receipts for them, they will give you around that amount added to the amount they give you if they total out your car.

 

[jaloosk]

They might give you a depreciated credit if you have the original invoice.

 

[italiano585]

i have sooooo much shit to prove my case. reciepts, picturez, police repots, and i went to the e.r for injury

 

[Chad]

Dude, stop using z's as a replacement for an "s".

Anyway, if it's totaled they usually let you pick off anything you put onto it. Or, if you have receipts, they MIGHT give you some back.

 

[italiano585]

They might give you a depreciated credit if you have the original invoice.

how much couold i lose if my invoice from mar,2011 is for $9,755. i have every recipt from the day i bought that car

 

[jaloosk]

how much couold i lose if my invoice from mar,2011 is for $9,755. i have every recipt from the day i bought that car

That's good, but the depreciation factor is up to them. You can dispute it though. You need to talk to the adjuster.

 

[Drewski0523]

Accidental phone post