a half a quart over is no big deal. for both the V6 and 4-banger, the correct amount is right about 4.5 quarts with filter. If you do go a full 5 quarts, it's not gonna realy hurt nothing but it is a waste of money. Just put in 4, start the car and let it run a few seconds and turn it off. Check the dipstick and add a little bit at a time until you reach the mark. I save my half quarts all the time. It means every other oil change for me, I save a few bucks on a quart of oil (I use full synthetic btw) or if I wait long enough, all I gotta pay for is the filter.
How much is too much? depends on the vehicle I guess. I remember WAY back when we had a new guy that started with us and didn't realize our oil pumps we had at the time would pump a half quart at a time. There was a dial that you turned and added by half quarts until you got the correct amount you needed. Once set, the pump would put in the correct amount and shut off. The kid thought is was by 1/4 quarts instead and ended up putting 10 quarts of oil in a car that required only 5. The only way we knew was we heard from the customer a few hours later cuz the car lost all it's oil on the highway. Turns out that too much oil apparently can cause all the oil seals to burst....